Central Government Pradhan Mantri Yojana

Pradhan Mantri Jan Dhan Yojana 2018-2019 – Account Benefits, Rules, Application Form

Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana 2018-2019

Back in 28th August 2014, the Prime Minister of India Shri Narendra Modi, Launched this Pradhan Mantri Jan Dhan Yojana 2018-2019. Now, this Sarkari Yojana 2018-2019 is a national Mission. And this is launched for the Financial inclusion to make sure that the Financial Services like Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in easy and affordable manner. As of now, many people had opened their account under this PMJDY. But still many of the people do not know about the Pradhan Mantri Jan Dhan Yojana 2018-2019 and the Account Benefits, Rules, Application Form. So, today in this article, we are going to elaborate them all clearly. So if you are unaware of this Sarkari Yojana, then you should check this post, to get the information about this Yojana. Operating the bank account under this Sarkari Yojana is very easy. Check further.

Now, soon after the launch of the many people, particularly those from the financially weaker backgrounds are opening the Bank Accounts under this Pradhan Mantri Jan Dhan Yojana 2018-2019. The main reason for this is the easier way to make the transactions. And the benefits that the Government of India is providing through this Sarkari Yojana. This is why many people are showing their interest towards this PMJDY. Basically, the Central Government of India launched this Pradhan Mantri Jan Dhan Yojana 2018-2019 under the Pradhan Mantri Yojana. Therefore, all the people across the country are eligible to get the benefits of this Sarkari Yojana. Now, consider the piece of information given on this page as the reference. And to confirm the information, you can always check the official site of the Yoajan at www.pmjdy.gov.in. Want to get more details? then proceed to check this article further to find out all details.

Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana 2018-2019 Complete information – प्रधान मंत्री जन धन योजना 2018-2019

Well, many of you might be wondering about the Pradhan Mantri Jan Dhan Yojana 2018-2019? if your answer is yes, then check this article, to know about this Sarkari Yojana. We have tried to include all the information. Now, all the people can Open Bank Account under this PMJDY.  Apparently, people can open their bank account in any of the bank Branches or Business Correspondent (Bank Mitr) outlet. Now, the good news is that the people can open this Bank Account under the Pradhan Mantri Jan Dhan Yojana 2018-2019 with Zero Account Balance. This is also main reason along with the benefits of this Sarkari Yojana to be successful. Also, the Government of India is taking all the necessary actions, to implement this correctly. So, that the benefits will reach all the people correctly. We also mentioned the steps to open your bank account.

Scheme Name Pradhan Mantri Jan Dhan Yojana 2018-2019/  प्रधान मंत्री जन धन योजना 2018-2019
Launched By Central Government of India
Benefits Easy access to financial services
Beneficiaries All People
Account Balance Zero Balance Account
Launched on 24th August 2014
Runs by Department of Financial Services, Ministry of Finance
Account Opened till date 31 Crore Bank Account by 7th February 2018
Official Website www.pmjdy.gov.in

Check the above table. It has all the basic information about the Pradhan Mantri Jan Dhan Yojana 2018-2019. This will give you all an idea about this Sarkari Yojana. Now, after checking this table, you will get an idea about the Name of the Scheme, Launch Date. And who Launched it along with the Administration details. We also further mention about the official website of the Pradhan Mantri Jan Dhan Yojana along with the Benefits and Beneficiaries and other mandatory information.

Required Documents To Open Pradhan Mantri Jan Dhan Yojana 2018-2019

Well, now to open an account under the Pradhan Mantri Jan Dhan Yojana 2018-2019, an individual need to have the following set of documents with him or her. Only then they can open the Bank Account. Remember that having these with you while opening the account is very important. Also, keep it in mind that the contenders, need to present the valid document only. Then only they can proceed and open Bank Account with the Zero Balance. Please check the following list of documents.

  • Passport.
  • Driving License
  • Pan Card
  • Voter ID
  • Aadhar Card
  • Job card issued by NREGA duly signed by an officer of the State Government
  • Any of the State Government or Central Government Approved Document which contains the candidate’s photograph.
  • A Letter issued by a Gazetted officer, with a duly attested photograph of the person

Pradhan Mantri Jan Dhan Yojana 2018-2019 Benefits

The main reason, people are looking towards Pradhan Mantri Jan Dhan Yojana 2018-2019 are the Benefits that the Central Government of India is providing for the applicants. Now, in this section, we are going to list them all for the candidates who still did not open their Bank Account. Check the list and get an idea.

  • Now, the Deposit Amount will get interest.
  • Also, there is Accidental Insurance Coverage of Rs.1 Lakh
  • An added benefit is that there is no need for minimum balance.
  • Apparently, this Yojana is going to give Life Cover up to Rs.30,000 and payable on the death of the Beneficiary.
  • And Easy money transfer across the country
  • Now, the Beneficiaries will get the Direct Benefit Transfer to these Account from any of the Government Schemes.
  • Now, if the Beneficiary operates this account for 6 months, the Government is also providing the Overdraft Facility.
  • And then the beneficiaries can also get access to the pensions and Insurance Products.
  • Overdraft facility up to Rs. 5,000/- is available in only one account per household, preferably lady of the household.

Pradhan Mantri Jan Dhan Yojana Account Opening Form ( English): Download

Pradhan Mantri Jan Dhan Yojana Account Opening Form (Hindi): Download

For more Guidelines about Pradhan Mantri Jan Dhan Yojana: Check HERE

So, our team from the Sarkariyojanalist.com hope that all the people are satisfied with the amount of information provided on this page about the Pradhan Mantri Jan Dhan Yojana 2018-2019. For more such informative articles and notifications about different Government schemes, check our site regularly. Also, comment and tell us, if you want to know about any of the govenrment schemes. We would love to gather information for you all.

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